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6 Responses

1. bonnie s

   16|Mar|2011

   Take a look at your loan contract. Is there a payoff penalty? The owner may not want to sell the contract.

2. kemperk

   19|Mar|2011

   can it be; yes. visit your bank or any mort broker. While
   some carrybacks run a minimum period of time, I can’t imagine
   any seller not wanting to be cashed out

3. Tikalian

   23|Mar|2011

   You’ll have to look at the terms of your contract. If there is no prepayment penalty, then I’d say go for it. If there is, weigh out the difference in saved/lost. You should have had a term length for payment in full when you set up your contract, usually 2 year or more. If the person holding the mortgage currently is doing owner financing for profit, then they might want you to live out the term of the note. If they did it as an additional option to sell there home, they might love the idea of you refinancing and taking full legal possession of the property.

4. Niks

   23|Mar|2011

   Yes, you will definitely refinance. I know one online site which is best for all refinance.
   I think it will help you more.
   Just visit at once you will get more ideas form there and which will help you to solve your problem.

5. JD Bell

   26|Mar|2011

   Yes, the company you refi thru will pay off the individual who currently holds your mortgage.
    I just closed on my refinance.  Went from a 30 year fixed to a 15 year fixed.  I’m now paying roughly $190 more each month, but will pay of my mortgage in half the time.  I’m saving over $200,000 in interest cost!
   Just be sure to do your homework on rates and programs, especially if you have special circumstances such as poor credit or income challenges.
    

6. Dubs

   26|Mar|2011

   There are some decent tips at