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Is there a way to purchase online with a credit card and feel safe? Is there any extra things I can do to keep someone from getting my credit card number ?

The use of credit cards today has become more common than ever. Most stores, restaurants and even gas stations now prefer to use them. They are a convenient alternative to cash. However, even though there are numerous benefits to using a credit card, there is a danger attached to it, mainly fraud. Fraud is defined as an act of unauthorized usage of a person’s identity or account in order to obtain personal gain.

Today, fraud has become more common because of the expansion of technology in terms of tracking accounts, identity stealing, and malicious use of personal details. In this regard, credit card fraud comes into place. The card holder must be more aware of the danger of improper use of credit cards. Every transaction has a potential for fraud.

You can protect yourself against credit card fraud by using these tips.

Every card user should be aware of these important safety tips:

1) Keep your credit card in a safe place.

2) This is the most basic rule; credit cards should only be used by the card owner.

3) Always keep track of your transactions; examine and compare the details. This will protect

against unauthorized transactions.

4) Do not disclose any personal information on websites, unless there is security validation.

5) Always memorize your card security PIN#, passwords, or answer to the security question necessary to access the credit card account. This will protect you against people having access to your written, personal, account information.

6) Make sure that you never give out your card number to anybody, even family members or close friends.

7) Keep an eye out, especially at stores. This is to protect yourself, and prevent a sales person from copying your card details.

Keep all of your credit card receipts and invoices. It is important to keep records of all of your transactions.

9) Before signing the invoice on your credit card transaction, always double check the details.

10) Always inform your credit card company about changes in your account, such as billing address, phone numbers etc. It is necessary to inform the credit card company on changes that you have made, to avoid any other person from knowing your personal account information.

It is vital to have an observing eye when it comes to your credit cards. Its important to be keep abreast of all of your transactions. By remembering the simple tips above, your credit card transactions will be safer, reliable and fraud free.



By: Ruth Esther

About the Author:

The only thing I did was gave my boyfirend someone’s account info. Then he is the one that actually committed the fraud.

I opened my credit card statement and discovered a $1,500 charge I didn’t make. I called the credit card company and they investigated. They found out it was someone who stole my # and charged their monthly child support with it. When they link the child with the responsible parent, can I press charges for fraud and attempted theft?

State: Idaho Amount Spent: 4000.00

My wife apparently got a credit card in her moms name. Spending the above amount on paying off bills and other debts. I had no clue of this until yesterday only cause her mom found out. had hopes of nobody ever finding out. So, this has been turned over to the fraud dept. Her mom didn’t do it, the credit company did. Mom is not pressing charges, however she is upset. Can she stop the fraud investigation? What can my wife and I look forward to in all this?

A family member stole a credit card from an elderly woman and charged $1125. It has been reported to the company’s fraud department. What kind of punishment can she expect for her misdeed?

I have a credit card debt due to fraud that dates back 12 years. Is it easier at this point to just tell the company I’m not paying due to statute of limitations? Proving that it wasn’t me due to the length of time would be very difficult if not impossible. I already told them about the fraud and they have’nt gotten back to me.
If I do handle it this way, do I have to worry about it staying on my report? Is there any way to deal with that? Should I negotiate with them? (they already offered to cut the debt in half if I paid it by form letter). But the idea of eating someone else’s debt from a crime against me is infuriating!

What are the types of credit card fraud and what is the best way to prevent it? Just wondering since I just saw on my credit report that my ex husband had used my social security number, on all things, doctor’s bills and never paid…and this was 4 years AFTER the divorce.